Pay over 6 weeks with 0% APR, zero fees, zero overdraft
fees and zero credit impact when you sign up. Or Pay
now and get 2% back in Zilch Rewards instantly.
What’s not to love?
Download the free Zilch app.
See anything you like? Zilch it.
We have thousands of online stores with zero fees.
And because we’re a Mastercard, you can shop absolutely anywhere else online with a fee of up to $3 for purchases over $10.
Why Pay over 6 weeks?
It’s ideal for bigger buys – or if you just need a little extra time. And it’s simple…
You’ll pay either 25% or 50% of your purchase upfront, plus any fees.
We’ll split the rest into three instalments
Make a payment every 14 days so that in six weeks, you’re done.
Why Pay now?
Get 2% back in Zilch Rewards instantly. Nice, right? Use your Rewards towards your next purchase or save them up for something special.
With a capital ‘R’.
Stay on top of payments.
See all your purchases in the app, pay early whenever you like and always get notified of upcoming payments.
Tailored to you.
A spend limit that’s tailored to you and builds over time as you make your scheduled payments.
Security comes first.
We protect your account by using:
- Multi Factor Verification
- Data Encryption
- Payment Authentication
lots of love.
“Nice and easy. You are always in control.
Should have been about years ago.” Cheryl Chamberlain
“This app is amazing. I love it!” James Bird
“This is a great way to do your
shopping. Easy to set up. So happy.” Kimberly Chapman