The app’s
where it’s at.

Download the app to get more.
More ways to pay. More
Rewards. More deals. And
credit up to £2250. Let’s go.

From 18.6% APR Representative
Representative Example: 18.6% APR Rep based on total spend: £495 (+£5.30 fees). Total repayable: £500.30 paid over 6 weeks or 3 months, 1st payment £129.05, then 3 payments of £123.75. Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. T&Cs apply.

Getting started.

  • 1

    Download the Zilch app

  • 2

    Create an account

  • 3

    See your credit limit

  • 4

    Link your debit card

  • 5

    Verify your identity

You could be in within minutes.

Here’s how
it works.

How Paying with
Zilch works.

Pay 25%-50% upfront and the rest
over six weeks. Fees may apply.


25% paid

In 2 weeks

25% due

In 4 weeks

25% due

In 6 weeks

25% due

No fees.
Big deals.

Exclusive deals, up to 5% back in Rewards and no fees* when you pay over time at loads of stores. Get it all on the app. *Fees may apply at other retailers.

Shop anywhere.
Really. Anywhere.

Can’t find a store in the app? Just hit the Anywhere button to shop literally anywhere, online or in-store. Fees may apply.

Tap and Pay
on the go.

Add your Zilch card to your digital wallet to Tap and Pay when you’re out and about. Fees may apply.