The app’s
where it’s at.

Download the app to get more.
More ways to pay. More
Rewards. More deals. And
credit up to £2250. Let’s go.

From 18.6% APR Rep

Credit subject to status. T&Cs apply

From 18.6% APR Representative
Representative Example: 18.6% APR Rep based on total spend: £495 (+£5.30 fees). Total repayable: £500.30 paid over 6 weeks or 3 months, 1st payment £129.05, then 3 payments of £123.75. Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. T&Cs apply.

Getting started.

1

Download the Zilch app
2

Create an account
3

See your credit limit
4

Link your debit card
5

Verify your identity

You could be in within minutes.

Here’s how
it works.

Step 1

Explore the deals or search for your favourite retailer.

Step 2

Choose how you want to pay.

Pay over 3 months is subject to eligibility. Fees may apply.

Step 3

Tap Enable card, then go shop. Remember to use your Zilch card details at checkout. Fees may apply.

How Paying with
Zilch works.

Pay over 6 weeks
Pay over 3 months
Pay now for Rewards

Pay 25%-50% upfront and the rest
over six weeks. Fees may apply.

Today

25% paid

In 2 weeks

25% due

In 4 weeks

25% due

In 6 weeks

25% due

No fees.
Big deals.

Exclusive deals, up to 5% back in Rewards and no fees* when you pay over time at loads of stores. Get it all on the app. *Fees may apply at other retailers.