Get the credit you deserve.
Please spend responsibly.
Credit subject to status.
T&Cs apply.
Fees may apply. 18+ UK only.
Use Zilch responsibly and you
could increase your credit score.
Here’s how.
We’ll automatically debit your account when instalments are due, so make sure you have enough money in there to avoid a late payment. You can always pay off instalments early in-app.
If you think you’ll miss a payment, use Snooze to give yourself 4 or 8 more days to pay. Subject to eligibility. Fees may apply.
Remember, if you miss a payment,
your credit score could go down.