Zilch Up
For credit building
25.2% APR Rep
Credit subject to status. T&Cs apply
From 25.2% APR Representative
Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. T&Cs apply. Representative Example: 25.2% APR Representative (fixed) based on total spend: £230 (+£4.77 fees). Total repayable: £234.77 paid over 6 weeks, 1st payment £62.27, then 3 payments of £57.50 every 2 weeks. Customers with low credit scores are accepted but some restrictions apply to support responsible lending.
Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. T&Cs apply. Representative Example: 25.2% APR Representative (fixed) based on total spend: £230 (+£4.77 fees). Total repayable: £234.77 paid over 6 weeks, 1st payment £62.27, then 3 payments of £57.50 every 2 weeks. Customers with low credit scores are accepted but some restrictions apply to support responsible lending.
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Up to £600
credit limit.Get a limit tailored to you – with no
interest or late fees. Fees may apply. -
Build your
credit score.A good credit score gives you access to
better credit deals and interest rates.
And we could help you build yours.Good
0
Credit score in-app coming soon.
Pay. Your way.
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Pay over 6 weeks
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Pay now for up to 5% Rewards
Fees may apply
Want a higher
credit limit?
Tick off a few simple tasks and you could see your credit limit rise.
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Pay instalments on time
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Connect to Open Banking
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Add Zilch to your digital wallet
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Use the Zilch app
