Pay over 6 weeks.
Happy days.

From 14.9% APR Rep

Credit subject to status. T&Cs apply

From 14.9% APR Representative
Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. T&Cs apply. Representative Example: 14.9% APR Rep based on a total spend: £1,000 (+£11.50 fees). Total repayable: £1,011.50 paid over 6 weeks or 3 months, 1st payment £11.50, then 2 payments of £333.33 and a final payment of £333.34.

Flexibility at your fingertips

Want more freedom when you shop? With Zilch, you can spread the cost over 6 weeks with no interest* and no late fees. Check if you're eligible today. *Fees may apply
Apply now

No fees.

Currys, M&S, Tesco... You can Pay over 6
weeks with no fees at thousands of retailers
– just enable your card in the app before checkout. Fees may apply at other retailers. 

How paying with
Zilch works.

Pay 25% upfront and the rest
over six weeks. Fees may apply.

Today

25% paid

In 2 weeks

25% due

In 4 weeks

25% due

In 6 weeks

25% due

Fees explained.

Pay over 6 weeks with a fee from zero to £3.50 when you enable your card in the app. You’ll always see the exact fee before you check out.

If you don’t enable your card, or if you shop with Zilch Anywhere, the fee’s up to £3.50 for purchases up to £75 and up to £4.50 over £75.

It’s easy to Pay over 6 weeks in the app.

Step 1

Explore the deals or search for your favourite retailer.

Step 2

Choose Pay over 6 weeks for a low or no fee.

Step 3

Tap Enable card, then go shop. Remember to use your Zilch card details at checkout. Fees may apply.

Stay in control.

Keep track of your purchases, check
when your next instalment is due and
repay early whenever you like – all on
our easy-to-use app.

Big brands.
Big deals.

Don’t miss out on offers and
voucher codes exclusive to Zilch.

Claim your offers

Got a question about Pay over 6 weeks?


Read FAQs