We have thousands of online stores with zero fees.
You can shop absolutely anywhere else online with a fee of up to $3 for purchases over $10.
It’s ideal for bigger buys – or if you just need a little extra time. And it’s simple…
At checkout
You’ll pay either 25% or 50% of your purchase upfront, plus any fees.
We’ll split the rest into three instalments
Make a payment every 14 days so that in six weeks, you’re done.
Get 2% back in Zilch Rewards instantly. Nice, right? Use your Rewards towards your next purchase or save them up for something special.
See all your purchases in the app, pay early whenever you like and always get notified of upcoming payments.
A spend limit that’s tailored to you and builds over time as you make your scheduled payments.
We protect your account by using:
“Nice and easy. You are always in control.
Should have been about years ago.” Cheryl Chamberlain
“This app is amazing. I love it!” James Bird
“This is a great way to do your
shopping. Easy to set up. So happy.” Kimberly Chapman