Pay over 3 months.
Aaand relax.

From 14.9% APR Rep

Credit subject to status. T&Cs apply

From 14.9% APR Representative
Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. T&Cs apply. Representative Example: 14.9% APR Rep based on a total spend: £1,000 (+£11.50 fees). Total repayable: £1,011.50 paid over 6 weeks or 3 months, 1st payment £11.50, then 2 payments of £333.33 and a final payment of £333.34.

Why Pay over
3 months?

From home makeover to dream holiday, Pay over 3 months lets you spread the cost even further on those bigger buys. Check if you’re eligible today.

Apply now

How paying with
Zilch works.

Pay 25% upfront and the rest
over six weeks. Fees may apply.

Today

25% paid

In 2 weeks

25% due

In 4 weeks

25% due

In 6 weeks

25% due

Fees explained.

You can Pay over 3 months with no fee at loads of stores in the app. At other retailers, the fee’s up to 5% of your total purchase when you enable your card before checkout – or 6% if you use Zilch Anywhere. You'll never pay interest – just a one-off fee.