2018, a year of change. London Fashion Week went fur-free. Beyoncé made history headlining Coachella. Millions tuned in to watch that Royal Wedding. A movie called Black Panther hit #1 and started a movement. And Banksy sold a piece of art for $1.4m – then shredded it.
Launching Zilch just felt right.
The world was changing, people were changing, what we valued as a society was changing, but credit and payments weren’t. They didn’t reflect the customers of today. So Zilch was born putting customers first, front and centre.
We looked at how our customers lived, what they wanted, needed and cared about. And by binning the bad of traditional credit, we created a way to pay that was fair, transparent and easy.
Today, Zilch gives people flexible ways to pay, Rewards as they spend and smart tools that help them make better financial decisions.
We’re growing across Europe, and we’re using technology to make the whole credit system work harder for consumers – not against them.