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Exclusive to Zilch Classic and Zilch X.

Pay monthly.
And relax.

How Pay
monthly works.

  • Pay over 3 months
  • Pay over 6 months
  • Pay over 12 months

Pay in 4 equal instalments. The first is taken at checkout, with the rest spread over 3 months.

Subject to eligibility. Fees may apply.

Fees explained.

Your fee is calculated at checkout, based on your purchase amount, then split across your selected monthly instalment period.

If you enable your card in the app before checkout:

- Pay over 3, 6 or 12 months: 0%–1.5% per month*

if you don’t enable your card or use Zilch Anywhere, the fee is:

– Pay over 3, 6 or 12 months: 1.8% per month*

*Equivalent fee added to total repayment amount, paid monthly

We’ll do the math.

You’ll always see the fees before you confirm – with a built-in calculator showing exactly what you’ll repay.

It’s easy to Pay monthly in the app.

Stay in control.

Keep track of your purchases, check when your next instalment is due and repay early whenever you like – all in your app.

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Got a question
about Pay monthly?


Read FAQs