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From 14.99% APR Representative
Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. T&Cs apply. Representative Example: 14.9% APR Rep based on a total spend: £1,000 (+£11.50 fees). Total repayable: £1,011.50 paid over 6 weeks or 3 months, 1st payment £11.50, then 2 payments of £333.33 and a final payment of £333.34.Get personalised offers for the
retailers you care about.
*Fees may apply
Unlock a little more.
Even bigger benefits.
The all-in plan.
Built for business.
Join over 6m customers
“I love how flexible the payment options are”
“Hassle-free service and no hidden charges”
“Easy as 1, 2, 3 and makes shopping a joy”
Fees may apply
Zilch Standard
Zilch Extra
Zilch Plus
Rewards when you
Pay now
Rewards when you Pay
over time via the app
Income verification
Rewards when you Pay
over time outside the app
Spend Rewards
Physical card
Priority Customer Support
tastecard membership
Zilch Standard
FreeUp to 5%
In-app only
£4.99 card fee
Zilch Extra
£2.99/monthUp to 5%
Included
Everywhere
£4.99 card fee
Zilch Plus
£3.99/monthUp to 6%
1%
0.25%
Everywhere
Free
We've got the answers.
Explore FAQs
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How do Zilch Rewards Work?
When you make a Pay now purchase using Zilch, you’ll get up to 5% back in Rewards. You can save them up or spend them straight away online or in-store. Rewards are credited to your account instantly, so you can keep a tab on how much you’re earning – you’ll see yours racking up in the top right corner of the app.
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How do I sign up?
You can sign up to Zilch in just a couple of taps. First, download the Zilch app via the App Store or Google Play Store, then tap Create account and follow the simple instructions. We’ll run a soft credit check and verify your ID. Once you’re approved, you’ll be able to start spending same day.
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How do I get in touch?
Our Customer Support team is here to help seven days a week. You can speak to them via Live Chat in the app (9am–6pm) or give us a call on 020 3405 9775 (9am–5pm).
