What is a financial vision board?
Think of it as a visual game plan for your money goals.
A financial vision board brings your goals to life using pictures, quotes and affirmations that reflect what you’re working toward. From long-term dreams to everyday wins, it’s a tool that keeps your “why” front and centre.
It’s not just about inspiration – it’s about clarity, commitment and consistency.
What you’ll need to make one
Here’s what to gather before you get started:
- A base: Poster board, cardboard, corkboard or even a blank page on your laptop or phone. Go with whatever works for your space and style.
- Craft tools: Scissors, glue, tape, pins – or your favourite design app if you’re going digital.
- Inspiring visuals: Images that represent your goals – whether it’s a house, a holiday or a screenshot of your savings target.
- Personal touches: Use coloured pens, stickers and affirmations to make it yours. Highlight dates, milestones or reminders of why these goals matter to you.
4 simple steps to build your financial vision board
1. Define your goals
Start with clarity. What are you working towards?
- Break your goals into short-term and long-term
- Add deadlines and target amounts where possible
- Be honest about your needs vs. wants – this will keep your vision focused and realistic
Example:
- Short-term: Save £500 for an emergency fund by October
- Long-term: Buy a home in three years
- Want: A new laptop once credit card debt is paid off
Clear goals = clear visuals = better results.
2. Gather images that bring your goals to life
You want images that feel good and match your real goals.
- Saving for a career change? Find a picture that represents your dream role
- Planning a holiday? Add snapshots of your dream destination
- Buying a home? Use interior shots, locations or even a “sold” sign
This is your space – make it inspiring.
3. Put it all together
Once you’ve got everything, start building.
- Lay out your materials before sticking anything down
- Group similar goals together so you can track each area clearly
- Add quotes or mantras that keep you motivated
Prefer a digital version? Use free design platforms like Canva or Pinterest to build a board you can set as your phone wallpaper or laptop background.
4. Keep your vision visible and updated
The key to making this work? See it often.
Hang your board in a spot you see every day – like your bedroom, desk or bathroom mirror. If it’s digital, use it as your phone lock screen or laptop wallpaper.
As your goals evolve, your vision board should too. Celebrate progress. Add new milestones. Keep it fresh.
How Zilch can help make your vision board a reality
One great tip? Add a “rewards” section to your vision board – the little luxuries you’ll treat yourself to once your core goals are met.
Zilch can help you reach those moments without the stress. With flexible payment options, you can:
- Split the cost of your “wants” over 6 weeks or 3 months
- Stick to your spending plan while still treating yourself
- Use Zilch Rewards to earn while you spend
Whether you’re building savings, managing debt or planning a purchase – we’re here to help make it easier.