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The app’s
where it’s at.

Download the app to get more.
More ways to pay. More
Rewards. More deals. And
credit up to £4500. Let’s go.

From 14.9% APR Rep

Credit subject to status. T&Cs apply

From 14.9% APR Representative
Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. T&Cs apply. Representative Example: 14.9% APR Rep based on a total spend: £1,000 (+£11.50 fees). Total repayable: £1,011.50 paid over 6 weeks or 3 months, 1st payment £11.50, then 2 payments of £333.33 and a final payment of £333.34.

Getting started.

  • 1

    Download the Zilch app

  • 2

    Create an account

  • 3

    See your credit limit

  • 4

    Link your debit card

  • 5

    Verify your identity

You could be in within minutes.

Here’s how
it works.

Step 1

Explore the deals or search for your favourite retailer.

Step 2

Choose how you want to pay.

Pay over 3 months is subject to eligibility. Fees may apply.

Step 3

Tap Enable card, then go shop. Remember to use your Zilch card details at checkout. Fees may apply.

How paying with
Zilch works.

  • Pay over 6 weeks
  • Pay over 3 months
  • Pay now for Rewards

Pay 25% upfront and the rest
over six weeks. Fees may apply.

Today

25% paid

In 2 weeks

25% due

In 4 weeks

25% due

In 6 weeks

25% due

No fees.
Big deals.

Exclusive deals, up to 5% back in Rewards and no fees* when you pay over time at loads of stores. Get it all on the app. *Fees may apply at other retailers.

Shop anywhere.
Really. Anywhere.

Can’t find a store in the app? Just hit the Anywhere button to shop literally anywhere, online or in-store. Fees may apply.

Tap and Pay
on the go.

Add your Zilch card to your digital wallet to Tap and Pay when you’re out and about. Fees may apply.