Luscious locks: Buy now, pay later on hair care, extensions & wigs Blog | 14th Nov 2022 | 3min read Hair health is hair wealth. For many follicle fanatics, hair care, extensions and wigs are essentials, but they can also be a costly investment. So what can you do when you need that extra bit of time to cover the payment? This is where we come in. Zilch offers no interest0% APR buy now, pay later for a range of UK retailers both online and in-store, so that you can pay a little of the total cost of your hair goods and spread the remaining balance over three instalments. How it works So, how can you get started? First off, you’ll need to install the Zilch app from the App Store or Google Play, and create your account to start shopping with us. Then, you’ll have to agree to our credit agreement to start using the service. Once you’re set up, simply search for the retailer you’d like to shop with or tap on its tile on our storefront. To use Zilch Pay in 4, you’ll then pay the upfront 25% of the total cost of your purchase, and spread the remaining value over three instalments, to be paid over a six week window. Alternatively, you can choose to Pay in 1 and earn up to 2% back on your hair purchase in Zilch Rewards. To pay in-store, simply enable the card for the retailer you’d like to visit and pay in person. You can shop, use Zilch and even be refunded anywhere that accepts Mastercard payments. Make every day a good hair day Show your hair some love and care The cost of quality hair care can quickly stack up — and sometimes you’ll have to go high-end to avoid split ends. Thankfully, Zilch is available to help you purchase a range of hair products and salon treatments for a beautiful head of hair. Leave it to the shampoos, conditioners and serums courtesy of The Body Shop to repair and restore your roots, while we take care of the price of your haul in four easy instalments. Gain some extra inches with hair extensions If you’ve got a wedding around the corner, a big birthday approaching, or even just a particularly glamorous Wednesday to attend, hair extensions can give that extra special something to your look. Getting the right length, texture and colour can be a tricky process and it often takes a little trial and error to find a match you like, but in the meantime you can buy now, pay later on hair extensions or Pay in 1 to earn Zilch rewards. Transform your look with wigs If you’re looking to make a total transformation, a wig is the way to go. Since the dawn of civilised society, men and women of all backgrounds have been donning an entirely new head of hair — for work, for fashion, and to protect their own silky strands. Whatever your reasoning, Zilch can support you to make a good investment in a brand new barnet. Buy now, toupée later with Pay in 4. * Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. Representative APR 18.1% (fixed). Rep Example: based on total spend: £240 (+ £2.50 transaction fee). Total repayable: £242.50 paid over 6 weeks, 1st payment £62.50, then 3 payments of £60.00 every 2 weeks. T&Cs apply.