Zilch Up
Credit subject to status. T&Cs apply
“Zilch has single-handedly helped repair my credit score. By using it correctly and making early payments I've now been accepted for other credit cards - all with a decent APR.”
A good credit score gives you access to
better credit deals and interest rates.
And we could help you build yours.
Get a limit tailored to you – with no
interest or late fees. Fees may apply.
Pay over 6 weeks
Pay now for up to 5% Rewards
Fees may apply
Tick off a few simple tasks and you could see your credit limit rise.
Pay 25%-50% upfront and the rest
over six weeks. Fees
may apply.
Today
25% paid
In 2 weeks
25% due
In 4 weeks
25% due
In 6 weeks
25% due
Hit Snooze. Get four or eight extra days to pay when you need more time. Fees may apply.
Seamlessly link your debit card to automatically take payments when they’re due. No stress.
Keep on top of your spending and easily track your purchases and repayments.
Our dedicated team are here to help on live chat or on the phone, seven days a week.
Fees may apply
Zilch Standard
Zilch Extra
Zilch Plus
Rewards when you
Pay now
Rewards when you Pay
over time via the app
Income verification
Rewards when you Pay
over time outside the app
Spend Rewards
Physical card
Priority Customer Support
tastecard membership
Zilch Standard
FreeUp to 5%
In-app only
£4.99 card fee
Zilch Extra
£2.99/monthUp to 5%
Included
Everywhere
£4.99 card fee
Zilch Plus
£3.99/monthUp to 6%
1%
0.25%
Everywhere
Free
