Garden furniture trends 2023: Buy now, pay later on stylish outdoor living

Blog | 19th Dec 2022 | 5min read

If you’re bored of the winter cold and eagerly awaiting brighter days, you might be starting to think about giving your garden furniture a much-needed springtime refresh. But between long restocking times and arduous shipping periods, it’s always better to get a headstart on these purchases before the summer rush. The issue is, however, that new garden furniture can be costly when paid for upfront.

Here at Zilch, we don’t think a new lounger should be a labour — and that’s why we offer buy now, pay later on garden furniture, to help you to cover the cost of all your outdoorsy needs.

Shop for every function: Buy now, pay later on garden furniture and accessories

Outdoor dining sets: for al fresco eating

After months spent sheltering from the cold, there’s nothing better than enjoying a summer’s meal in a sun-soaked garden. Secure the essentials with buy now, pay later on garden tables and chairs, and spread the cost using Zilch Pay in 4. This way, when the warmer months arrive, you’ll be ready to host all your friends and family for drinks, parties and BBQs in the great outdoors. Anyone for a sangria?

Planting: reaping what you sow

There’s an art to landscaping the perfect garden fit for both entertaining and getting back to nature — and this is where planters come in. Pop into Dunelm to take a look at their latest and greatest plant pots, trellises and hanging planters that will help your garden to flourish. Getting all green-fingered is no easy task, but Zilch can help you on your way with buy now, pay later for planters so that you can spread the cost over six weeks.

Outdoor storage: a space in the sun

We all know that storage is at a premium in our homes, so how about spreading some of it outside? If you have the space, homeware stores and second-hand marketplaces like eBay have the solutions. Garden storage containers, patio boxes and even bike sheds can help to keep all of your tools and trimmings out of sight and out of mind. Take away the stress and spread the cost with Zilch Pay in 4.

Accessories: deck out your decking

The devil’s in the details. Investing in finishing touches like bespoke lighting and decorations will make your garden the place to be, day or night. If you opt for heating equipment like chimineas, fire pits and patio heaters, you could even get out there this winter — so why not brave the British elements? With Zilch Anywhere, you can stock up and pay with Zilch at any store that accepts Mastercard payments.

Outdoor lounging: for summer nights and sunsets

When you return from a long day out on the grind (or spent at the kitchen table, depending on your work from home schedule), there’s nothing quite like sunbathing in the comfort of your own garden. Put your feet up and relax with buy now, pay later on garden deck chairs, loungers and daybeds — and let Zilch help you manage the cost with Pay in 4. Or, you can opt to Pay in 1 and earn back Zilch Rewards on all your garden furniture purchases.

How it works

To kick off your outdoor adventures, you’ll first need to download our app from the App Store or Google Play. Then, set up your Zilch account and take a read of our credit agreement.

Once you’ve agreed, take your pick of the furniture stores you want to shop with on our homepage. From here, you can make your purchase with Zilch Pay in 4 and pay the upfront 25% of the total price, followed by three instalments paid over a six week window with no interest. Or, you might choose to Pay in 1 with Zilch, paying the full price of your order and earning up to 2% back on your purchase in Zilch Rewards.

If you can’t find the retailer you want on our app or website, you can also pay a small fee to activate your card and shop with Zilch Anywhere. This will let you use Zilch to spread the cost wherever accepts Mastercard payments. For most of our retailers, there are no extra fees — but rest assured that we’ll always let you know if you’ll be charged extra to shop at a certain store.

You can also shop in-person at many of our supported retailers, so that you can go and check out all of the tables, chairs and dining sets before you purchase them. With Zilch, payment is always secure, and refunds are just as simple as when you use a debit card.

* Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. Representative APR 18.1% (fixed). Rep Example: based on total spend: £240 (+ £2.50 transaction fee). Total repayable: £242.50 paid over 6 weeks, 1st payment £62.50, then 3 payments of £60.00 every 2 weeks. T&Cs apply.