Shop with Zilch everywhere.

With Zilch, you can shop online and in-store. The app allows you to easily manage your payments and more.

Download the free Zilch app.

Download Now
From 22.6% APR Representative

Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. T&Cs apply Representative Example: 22.6% APR Representative (fixed) based on total spend: £230 (+£4.77 fees). Total repayable: £234.77 paid over 6 weeks, 1st payment £119.77, then 3 payments of £38.33 every 2 weeks.

Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. T&Cs apply Representative Example: 22.6% APR Representative (fixed) based on total spend: £230 (+£4.77 fees). Total repayable: £234.77 paid over 6 weeks, 1st payment £119.77, then 3 payments of £38.33 every 2 weeks.

Getting started.

4 simple steps to get you going.

1

Get our app.

Once you’ve downloaded the Zilch app, sign up by hitting the ‘Get started’ button.

2

Add your personal details.

We just need a few details including your name, address, phone number, date of birth and email. Then agree terms and conditions.

3

Verify your account.

We’ll ask you for a few more details:

  • 1. Verify your email
  • 2. Add your debit card
  • 3. You may need to verify your ID
4

Look out for the email.

We’ll immediatley show you your available spend for Pay in 4 purchases.

Using the Zilch app.

1.

Search for your store.

2.

Choose how you want to pay.

3.

Checkout with your Zilch card.

4.

Manage your payments.

1.

Tap ‘Shop in store’.

2.

Choose how you want to pay.

3.

Tap and you’re done.

4.

Manage your payments.

Got more questions?

FAQs