ASOS now, pay later or pay in 1 for rewards.

Shop for the latest sportwear at ASOS and checkout with Zilch. Buy now and pay later over 6 weeks with no interest. Or Pay in 1 and get up to 2% in Rewards.

Download the free Zilch app.

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APR 18.1%*

4.6 / 5.0

Using Zilch at ASOS.

1.

Select ASOS on the Zilch app.

2.

Choose how you want to pay.

3.

Enable the Zilch card and start your shop at ASOS.

4.

Check out with the Zilch card.

1.

Tap ‘Shop in store’.

2.

Choose how you want to pay.

3.

Tap and you’re done.

*APR 18.1%.

Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. Representative APR 18.1% (fixed) based on total spend: £240 (+£2.50 fees). Total repayable: £242.50 paid over 6 weeks, 1st payment £62.50, then 3 payments of £60.00 every 2 weeks. T&Cs apply

*APR 18.1%.

Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. Representative APR 18.1% (fixed) based on total spend: £240 (+£2.50 fees). Total repayable: £242.50 paid over 6 weeks, 1st payment £62.50, then 3 payments of £60.00 every 2 weeks. T&Cs apply

How Pay in 4 works.

Pay 25% upfront, then the rest in 3 instalments over 6 weeks. Ideal for bigger buys, or if you just need a little extra time.

Learn more

Checkout.

Pay 25% upfront.

2 weeks later.

Autopay 25%.

4 weeks later.

Autopay the next 25%.

6 weeks later.

Final 25%. You’re done.

Tap and Pay too.

If you’re in store at Adidas, you can Tap and Pay with Zilch.

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a purchase:

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Zilch at 1000s of popular stores online for free, including Amazon and eBay.
A single purchase (£2,000 max)

Credit subject to status, 18+, UK residents only. Representative APR 18.1% (fixed) based on total spend: £240 (+£2.50 fees). Total repayable: £242.50 paid over 6 weeks, 1st payment £62.50, then 3 payments of £60.00 every 2 weeks. T&Cs apply

The Zilch app.

The easy way to shop, manage your payments and more.

Download now.

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Refund, done.

As soon as Adidas accepts your return, we’ll refund you.

Join more than 2 million customers.

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4.6 / 5.0

“Nice and easy. You are always in control. Should have been about years ago.” Cheryl Chamberlain

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“This app is amazing. I love it!” James Bird

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“This is a great way to do your shopping. Easy to set up. So happy.” Kimberly Chapman

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Got more questions?

FAQs Support
How does my available spend work?

We’re all about responsible spending, why is why you have a balance limit. This measure is in place so you won’t overspend.

Your available spending limit will be restored each time you pay off a purchase in full (not when you make single payments). For example, if you purchased something for £40, your available spending limit will be restored once you pay back the full £40 in 4 instalments.

How to contact Zilch?

Have a question? Please check out our FAQ's below. For all general enquiry, just give us a shout via our live chat service located on our home page.

We are on live chat 8am - 8pm.

For Technical Support with Tap and Pay, please contact 020 3405 9775 (option 2) for the following issues:

  • If you are unable to link your card to your device
  • Have been unsuccessful in making a Tap and Pay purchase
  • You are unable to see your Zilch card in your device wallet

Our Tap and Pay Technical Support line is open between 9 am and 5 pm Monday to Friday. (excluding bank holidays).

Please note, if your query is not Tap and Pay related, you can also call our Customer Support team on 020 3405 9775 (option 1) on Monday to Sunday 9am-6pm.

If you are experiencing financial difficulty, please let us know by contacting our Support team via live chat and we can let you know what options we have available to help you. Alternatively, more information can be found here.

What happens to my payments when I refund an order?

We all buy things but change our minds. And the great thing is that with Zilch getting a refund is hassle free.

Refund your order as you normally would online or in-store. As soon as we receive your refund from the store, we will check whether you have an outstanding balance on your purchase.

Full Refunds:

If you’ve returned your entire order and the full order has been refunded, all future payments will be cancelled and any payments made will be refunded.

Partial Refunds:

If you’ve returned some items in your order and received a refund, we’ll apply this to your instalments to reduce future payments. If your partial refund is larger than the balance you have left to pay, then we’ll refund you the difference. Generally, refunds are applied starting with your final payment, working backwards to earlier payments.