Buy Now Pay Later with Zilch. Zero interest, Zero late fees, Zero hassle.
2 ways to use Zilch.
Pay in full and instantly get 2% cash back in Zilch Rewards. Put it towards your next buy or save for that special something.
Pay 25% upfront, then the rest in 3 installments over 6 weeks.
Ideal for bigger buys, or if cash flow is a little slow.
Manage your cashflow with an available spend personalized
to you. All in one place, for your peace of mind.
Manage your cashflow with a balance personalised to you.
All in one place, for your peace of mind.
Zilch is a virtual Mastercard.
It’s as safe as using your debit card.
Manage your account through our website and mobile app.
If you need help just chat with one of our team members.
We’ll alert you before your installments are due.
So you won’t have any surprises.