Zilch was made
for you.

With two ways to pay, you’re free to buy the things you love in a way you love.

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4.5 / 5.0

Never miss a
payment.

Your payments are crystal clear. You’ll get a notification when one is coming up and you can set up automatic payments – so no sweat.

Responsible with
a capital ‘R’.

With your personalized available spend, it’s

easy to see and stick to your budget.

The choice is yours.

Pay in 4 or Pay in 1, anywhere online.

Super convenient.

Our virtual Zilch card is powered by Mastercard
so it’s as convenient and secure as using your bank card.

Download the
Zilch app.

Browse and shop stores, manage your
money and more.

Download now

So, what’s the catch?

No catch here. Stores pay us commission when you shop with them, which means zero interest and zero fees for you. Traditional credit cards might rely on these costs, but that’s not our style.

Still curious?
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Yay! Welcome
to the club.

Hang tight, we’ll be
in touch soon.


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