Philip
Belamant.

Philip led Zilch to become Europe’s fastest fintech to achieve double-unicorn ($2 billion market value) status just 14 months after launching in 2020. A serial tech entrepreneur, his expertise in leveraging technology for social impact underpins Zilch’s groundbreaking ad-subsidised payment network (ASPN) model and first-principles-led vision to "Eliminate the high cost of consumer credit. For good." In 2025, Zilch delivered over £750 million in savings to over 5 million registered customers, surpassed a £145 million revenue run rate, and broken into monthly profitability - all within 5 years.

Philip also serves as founding Co-Chair of the Unicorn Council for UK Fintech (UCFT), a market-first body of ~30 CEOs & Founders of the UK’s most valuable late-stage fintech firms, valued collectively at over $100 billion. Working closely with 10 Downing Street, HM Treasury, and industry stakeholders, the UCFT's mission is to streamline government and business engagement, pioneering policy, investor perception, and unlocking liquidity in capital markets and regulation to strengthen the UK fintech sector globally.

With over 20 years of experience in fintech, Philip has earned multiple awards, including Great British Entrepreneur of the Year, EY Entrepreneur of the Year, and multiple Business Leader of the Year titles in Payments. Under his leadership, Zilch has become one of the UK’s most reputable companies, winning over 30 top industry awards, including being named the UK’s Financial Institution of the Year and UK’s Growth company by UBS in 2024. In 2025, the Financial Times and The Sunday Times market surveys recognised Zilch as the fastest-growing private tech unicorn.

Philip graduated cum laude from RAU University in South Africa, earning both his BScIT and BScIT Honors degrees.