Joe
Zender

Joe Zender serves as the Senior Vice President of Product at Zilch, where he plays a pivotal role in shaping the company's direction and strategy, particularly in building a Credit Product that is critical to supporting Zilch’s vision to eliminate the cost of consumer credit. For good.

Joe's journey began with a degree in Economics, followed by his early years in trading, first at a boutique energy trader and then at JP Morgan. Driven by a passion for startups and the hospitality industry, he founded nez in 2016, successfully raising £3 million and managing a team of 20, while collaborating with 800 restaurants and serving 300,000 users.

His unique blend of experiences and skills is instrumental in driving Zilch's product strategy, launching innovative Credit Products that cater to the evolving needs of Zilch’s customers. Joe's expertise helps Zilch stay at the forefront of the financial technology industry, ensuring that our customers receive products they truly value and enjoy.